Terms and Conditions
SMS
- Function Description: Obtain text message content from your inbox, including sender number, sender name and text message content
- Usage Scenario or Purpose: Fraud detection and credit analysis to identify potential fraudulent activity or to verify the authenticity of transactions and communications.
- Security of Data: SMS data will be encrypted and uploaded to our dedicated server https://app.cash-link.cc/ via HTTPS protocol. At no point will we share this data with third parties.
Approximately Location
- Function Description: Obtain current rough location.
- Usage Scenario or Purpose: When using the andriod version of the Cash Link app for loan services, we need to confirm that your location is within our financial loan service range. Enabling location permissions allows you to view or access services in your current area. If you do not enable this permission, you will be unable to use the loan service feature but can still use other services.
- Security of Data: Location data will be encrypted and uploaded to our dedicated server https://app.cash-link.cc/ via HTTPS protocol. At no point will we share this data with third parties.
Application List
- Function Description: Obtain information about installed applications.
- Usage Scenario or Purpose: We will use this data to ensure that no non-Google trusted apps or virus apps are installed on your phone as these may affect the security of your funds.
- Security of Data: App list data will be encrypted and uploaded to our dedicated server https://app.cash-link.cc/ via HTTPS protocol. At no point will we share this data with third parties.
Call Log
- Function Description: Access call history and log details of phone calls.
- Usage Scenario or Purpose:
- Voice Verification: We collect your call logs to verify that you have installed and are using our application on the same device. By making calls and using voice verification, we ensure that your device is secure and effective.
- Fraud Prevention: Call log data can be analyzed to detect unusual patterns that might indicate fraudulent activity.
- Credit Risk Assessment: Regular calls to financial institutions or related contacts may provide additional context for creditworthiness.
- Contact Verification: Confirming the authenticity of contacts provided by the user.
- Behavioral Analysis: Understanding user behavior and preferences can help in tailoring services and offers more effectively.
- Security of Data: Call log data will be encrypted and uploaded to our dedicated server https://app.cash-link.cc/ via HTTPS protocol. At no point will we share this data with third parties.
Device Information
- Function Description: Obtain hardware and operating system information.
- Usage Scenario or Purpose: This permission is used to collect device information, including hardware specifications, operating system version, and unique device identifiers. This information enhances service experience, helps detect and prevent fraud, ensures account security, identifies genuine users, and provides effective technical support and troubleshooting.
- Security of Data: Device Information data will be encrypted and uploaded to our dedicated server https://app.cash-link.cc/ via HTTPS protocol. At no point will we share this data with third parties.
Calendar
- Function Description: Access calendar events and schedules.
- Usage Scenario or Purpose: This permission is used to read calendar events and schedules stored on the device. This helps us to remind users at the right time to avoid credit score drops due to late payments.
- Security of Data: Device Information data will be encrypted and uploaded to our dedicated server https://app.cash-link.cc/ via HTTPS protocol. At no point will we share this data with third parties.
Contact
- Function Description: Access phone book contacts.
- Usage Scenario or Purpose: The purpose is to assist in the faster input and selection of emergency contacts. We will not collect any contact information or data beyond what you have allowed.
- Security of Data: Device Information data will be encrypted and uploaded to our dedicated server https://app.cash-link.cc/ via HTTPS protocol. At no point will we share this data with third parties.
The permissions we request are aligned with the service features we provide. If our business functions change, the requested device permissions will also be adjusted accordingly. We will notify you separately the first time we request device permissions and explain the purpose of the permission request. By enabling these permissions, you authorize us to collect and use your personal information to achieve the stated functions. If you disable permissions, you withdraw this authorization, and we will stop collecting your personal information and be unable to provide the corresponding functions. Disabling permissions does not affect the processing of personal information based on your prior authorization.
